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Kingsfield · Research · International Trade & Sanctions

When must a holder of blocked property file a report with OFAC?

Published 2026-06-23 · U.S. federal law

31 CFR 501.603 requires any person holding blocked property, and any person rejecting a prohibited transaction, to file a report with OFAC, including an initial report and an annual report of blocked property.

The answer

The reporting requirement

31 CFR 501.603 requires a person holding blocked property to report to OFAC, generally within 10 business days of blocking, and to file an annual report of blocked property held as of a set date each year. The section also requires reports of rejected transactions.

Who must report

The obligation falls on the person holding the blocked property, including banks and other financial institutions that block funds, as well as on any person who rejects a transaction prohibited under the sanctions programs. The report must contain the information OFAC specifies.

The judged input

What the AI drafted

Submitted to the judge

This is an excerpt from a draft OFAC advisory memo — the kind of work product a lawyer generates with a legal-AI drafting tool, then has to stand behind. Kingsfield does not write it; it rules on the citations the model put in it. This draft cites two authorities; one of them is wrong.

AI draft excerpt — OFAC advisory memo
The Company's bank blocked an incoming wire tied to a designated party and must now satisfy its reporting duties. Under 31 CFR 501.603, a holder of blocked property must file an initial report with OFAC and an annual report of blocked property it holds. We advise that the initial report is generally due within 10 business days of the blocking. The recordkeeping component of this obligation is governed by 31 CFR 501.601.

The judge ruled on every citation as the draft used it — it accepted 31 CFR 501.603 and rejected 31 CFR 501.601. Here is why.

The verdict

How Kingsfield ruled

Ruled 2026-06-23

Each citation in the draft above was submitted to the Kingsfield judge and ruled against the primary-law corpus — Accept, Reject, or Inconclusive, per citation. These are live verdicts, not editorial. Each card shows the claim the draft made and the verbatim authority the verdict was rendered against.

Accept31 CFR 501.603

The draft claimed: A person holding blocked property, and a person rejecting a prohibited transaction, must file reports with OFAC, including an initial report of blocked property and an annual report of blocked property held.

“Who must report —(1) Persons holding, unblocking, or transferring blocked property. Any U.S. person (or person subject to U.S. jurisdiction in the case of part 515 of this chapter), including a financial institution, holding, unblocking, or transferring property blocked pursuant to this chapter shall submit the relevant reports described in this section to…”

Cite found; proposition supported by the cited text.

Reject31 CFR 501.601

The draft claimed: Section 501.601 requires a holder of blocked property to file an initial report and an annual report of blocked property with OFAC.

Cite found, but the cited text does not support the claim. 31 CFR 501.601 is the recordkeeping requirement, directing persons to keep full records of regulated transactions for at least five years; the affirmative duty to file blocked-property reports is at 31 CFR 501.603. Regenerate with the correct authority.

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Kingsfield rules on every citation, quote, and proposition your AI produces, against the primary law we cover. Accept, Reject, or Inconclusive, per citation, with a signed Audit Capsule.

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This page is legal information, not legal advice, and does not create an attorney-client relationship. The draft shown is an illustration of a typical AI answer; verdicts reflect the cited authority in the Kingsfield corpus as of the ruling date shown above.

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v0.9.4 · 2026.05.26kingsfield.ai